How much can you spend on a house?

Use our calculators to work out your borrowing. The calculators are provided only as a rough guide and it is important to discuss your situation with one of our mortgage specialists. The amount you can actually borrow is based on a number of different factors such as income, monthly outgoings and other debts. Therefore the actual amount you can borrow may vary considerably. It may be higher than shown here or it may be lower.


Total amount you can borrow


You can buy a house costing up to


Results are for your general information and use only and are not intended to address your particular requirements. Results should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate results and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of using this calculator. Thresholds, percentage rates and tax legislation may change in subsequent finance acts. Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up and you may get back less than you invested.

Financial Calculators

Retirement: Income Calculator
Investment: Compound Interest Calculator
Investment: Regular Savings Calculator
Investment: School Fees Calculator
Investment: Share Stamp Duty Calculator 
Mortgage: How much can you borrow? 
Mortgage: How much can you spend?

Contact Us