Are you keeping financial secrets?

Almost two fifths of UK adults in a relationship are apparently committing ‘financial infidelity’, which includes ‘deceptions’ like having secret savings accounts or credit cards and concealing purchases from their partners, according to a recent study1.

Despite 67% of couples holding a joint current account and just over half (51%) having joint savings accounts, 38% of those surveyed have ‘money stashed away’ that their partner has no knowledge of.

Almost a third (32%) of those survey respondents with a secret account say their motivation for this is a wish to maintain some independence or retain some control of their finances, while 25% want to be in a position to treat themselves without their partner knowing.

1Aviva, 2023


It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK.